When you’re involved in a car accident, your immediate concern might be your physical health and the damage to your vehicle. However, if you have a pre-existing medical condition, this can add a layer of complexity to your claim. Understanding how pre-existing conditions affect car accident claims is crucial in ensuring you receive fair compensation for your injuries.
Pre-existing conditions are health issues or injuries that you had before the car accident occurred. These can range from chronic back pain and arthritis to previous injuries from another accident. Insurance companies often scrutinize these conditions in an attempt to minimize or deny your claim. They might argue that your injuries were not caused by the accident or that the damages you’re seeking are related to your pre-existing condition rather than the car accident itself.
However, having a pre-existing condition does not disqualify you from receiving compensation. The key is to prove that the accident either aggravated your condition or caused new injuries. This is where thorough medical documentation becomes essential. Your medical records before and after the accident can demonstrate the impact the accident had on your health, making it more difficult for insurance companies to dismiss your claim.
One of the most common scenarios is when a car accident aggravates a pre-existing condition. For instance, if you had a herniated disc from a previous injury, a car accident might exacerbate this issue, causing more severe pain and limitations than before. In such cases, you are entitled to compensation for the aggravation of your condition, even if the injury wasn’t new.
To successfully claim damages for an aggravated pre-existing condition, it’s important to have clear and detailed medical records that document the state of your condition before the accident. After the accident, your doctor should note any changes in your symptoms or the severity of your condition. This documentation will be critical in proving that the car accident worsened your pre-existing condition.
Certain health conditions or injuries are particularly susceptible to worsening after a car accident. Some of the most common include:
The “Eggshell Plaintiff” legal doctrine is a critical concept in personal injury law, particularly when dealing with pre-existing conditions. This doctrine essentially states that a defendant (the person responsible for the accident) must take the plaintiff (the injured party) as they find them. In other words, if you have a pre-existing condition that makes you more vulnerable to injury, the defendant is still fully liable for the harm they cause, even if a healthier person might not have suffered the same extent of injury.
For example, if someone with a fragile bone condition is involved in a car accident that results in multiple fractures, the defendant cannot argue that they shouldn’t be responsible for the severity of the injuries simply because the plaintiff had a pre-existing condition. The eggshell doctrine ensures that plaintiffs are compensated for the full extent of their injuries, regardless of their pre-existing health issues.
Navigating a car accident claim when you have a pre-existing condition can be challenging, but understanding your rights and the legal principles involved can make a significant difference. Pre-existing conditions do not disqualify you from seeking compensation, but it’s essential to provide thorough medical documentation to prove how the accident affected your health. The eggshell legal doctrine further protects your right to recover damages, ensuring that you are compensated for the full extent of your injuries, even if a pre-existing condition made you more susceptible to harm.
If you find yourself in this situation, consulting with an experienced Springfield car accident attorney can help you build a strong case and navigate the complexities of dealing with insurance companies. Your attorney can ensure that your pre-existing conditions are properly accounted for and that you receive the compensation you deserve for the aggravation of your injuries.